Finance tools for charities & small businesses
Ready-to-use finance dashboards and tools that save hours of manual work — no installation, no IT, no fuss. Your data never leaves your device. Just download and go.
Tools built with AI at the core — surfacing the analysis that would take hours to pull together manually.
Every tool is a single file you can open straight away — no logins, no setup, no dependencies.
Everything runs locally in your browser. No data is ever sent anywhere — fully private by design.
Designed specifically for charity and small business finance — the right terminology, the right logic.
Featured tools
Each tool is designed to solve a specific, real problem — built from experience working in finance teams.
Track your charity's regulatory obligations, submission deadlines, and governance requirements in one clear dashboard.
Analyse income & expenditure reports from Oracle or CSV exports with instant filtering, summaries, and PDF export.
A shared team dashboard for tracking month-end close tasks, ownership, and status — with email notifications built in.
Data privacy
In a world where every app wants access to your data, we've built ours to work the opposite way. Every Lumino tool runs entirely inside your browser — no servers, no cloud, no accounts.
We do not collect, store, or have access to any data you upload into our tools. Your financial data stays on your machine.
Your data is never used to train any AI model — ours or anyone else's. What you upload is processed locally and goes nowhere.
Our tools require no sign-up, no login, and no personal information. Download, open, and use — that's it.
Once downloaded, every tool works without an internet connection. No pinging home, no background requests, no surprises.
Because no personal data ever reaches us, our tools are inherently GDPR-compliant. No data processing agreements needed.
Our tools are single HTML files — your IT team or anyone technical can inspect every line of code before use. Nothing is hidden.
Knowledge Hub
Plain-English guides, curated news, and practical tips on using AI in your finance team — no hype, no jargon.
Guide
A practical roundup of tools that are already saving time for finance teams in the third sector.
News digest
Cutting through the noise — what actually matters for day-to-day operations.
How-to
Step-by-step walkthrough for using AI-assisted tools to speed up your year-end close process.
Download a tool today and see what a difference it makes to your week.
Browse tools